Whatsapp Pay Beta version: Everything you need to know

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Publié 6 années depuis dans La technologie, actualisé 6 années depuis.

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Mâle , Lives in India
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Millions of WhatsApp users in India can now start sending money to each other. The Facebook-owned messaging app has rolled out a beta version of the new feature which allows peer-to-peer payments.

Read More - PayTM smashes Whatsapp Pay.

According to top sources close to the development, WhatsApp has partnered with some brands for the payment facility. The payment feature is based on the UPI platform. To use the feature, as of now, a user will have to get an invite from someone who already has the payment facility. Once you get the invite, the user can activate the payment feature through the app settings.

Read - How to read deleted whatsapp messages.

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WhatsApp Co-Founder Brian Acton had said in 2017 that the company was looking at how the platform can be used in the e-commerce and digital payments segments, among others. WhatsApp in India, the digital payment feature in the platform is still in the testing phase and will be officially rolled out to over 200 million Indian users in the days to come.

The feature is currently in beta but has not been publicly announced because it is not widely available at this moment. According to WhatsApp privacy policy, users will have to agree to the Payments Terms when they decide to use the feature. 

The terms and conditions said that WhatsApp is not a licensed financial institution, do not receive, transfer, or store any funds in connection with Payments, and are not responsible for UPI service interruptions or acts or omissions of PSPs or your bank including the payment, settlement, and clearance of funds. 

"You have a separate relationship with your bank regarding your bank account, and WhatsApp has no affiliation with your bank in this respect," it added.


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